Our Products

Tailored financial solutions designed to meet your unique needs. Fast, flexible, and reliable loan options with competitive terms.

Choose Your Perfect Financial Solution

We offer three specialized loan categories designed to meet different financial needs. Each product comes with competitive rates, flexible terms, and our commitment to exceptional service.

Civil Servants Facilities

Exclusive packages designed specifically for government employees with stable income and employment security.

  • Competitive interest rates
  • Flexible repayment terms
  • Quick approval process
  • No collateral required
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Salary Advances

Quick access to part of your salary for urgent financial needs with transparent, simple terms.

  • Same-day processing
  • Minimal documentation
  • Automatic deductions
  • Emergency-friendly
Learn More

Civil Servants Facilities

Exclusive packages designed for government employees

You can access funds with our specialized exclusive packages for civil servants with convenient flexible repayment terms. We understand the unique financial needs of government employees and offer tailored solutions that work with your salary schedule and employment benefits.

Requirements

  • 3 Recent Payslips
  • Recent Bank Statement
  • Valid Government ID
  • Employment Letter

Key Features

  • Loan amounts up to ZMW 50,000
  • Repayment terms: 6-24 months
  • Competitive interest rates
  • No collateral required

Processing Time

  • Application review: 24 hours
  • Approval time: 1-2 business days
  • Fund disbursement: Same day
  • Total process: 2-3 days

Benefits

  • Job security consideration
  • Salary deduction options
  • Flexible repayment schedules
  • Preferential rates

Collateral-Based Facilities

Leverage your assets for better loan terms

Leverage your personal or business assets to access financial support, with fair conditions and adaptable repayment options. Perfect for individuals and Small to Medium Enterprises (SMEs) looking for larger loan amounts with competitive rates.

Requirements

  • Collateral (Laptops, Phones, Vehicles, etc.)
  • Valid Identification
  • Proof of Income
  • Collateral valuation documents

Key Features

  • Loan amounts up to ZMW 200,000
  • Repayment terms: 6-36 months
  • Lower interest rates
  • Asset-backed security

Accepted Collateral

  • Vehicles (Cars, Motorcycles)
  • Electronics (Laptops, Phones)
  • Home Appliances
  • Business Equipment

Benefits

  • Higher loan amounts
  • Competitive interest rates
  • Flexible repayment terms
  • Business growth support

Salary Advances

Quick access to your future earnings

Get immediate access to part of your salary to manage urgent needs, with a simple and transparent process. Perfect for emergency expenses and unexpected financial needs that can't wait until payday.

Requirements

  • 3 Recent Payslips
  • Introductory Letter from Employer
  • Recent Bank Statement
  • Valid ID

Key Features

  • Advance up to 50% of monthly salary
  • Repayment terms: 1-6 months
  • Fast processing
  • Transparent fees

Processing Time

  • Application review: 2 hours
  • Approval time: Same day
  • Fund disbursement: Within hours
  • Total process: Same day

Benefits

  • Emergency financial relief
  • Same-day processing
  • Simple documentation
  • Automatic repayment options

Meet Our Team

Our team is made up of skilled professionals passionate about exceptional service delivery, helping clients thrive financially and attain their goals. Committed to excellence and customer satisfaction, we strive to continuously improve our services to meet your evolving expectations.